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opublikowano: 17/09/2019

Czy wiesz, że jeśli będziesz biegać wolniej przez dłuższy okres czasu to masz większe szanse na schudnięcie niż jeśli będziesz biegać szybko? Dlaczego tak się dzieje? Otóż organizm przez pierwsze ok 20 minut wysiłku zużywa energię z weglowodanów a dopiero po pewnym czasie zaczyna wykorzystywać rezerwy tłuszczowe. W woliejszym tempie jesteś w stanie przez dłuższy czas być w ruchu zatem dłużej będziesz spalać tkankę tłuszczową. Poza tym po wolnym dłuższym treningu mikrouszkodzenia mięśni nie są aż tak dotkliwe i możesz szybciej podjąć znowu wysiłek, bez konieczności robienia dłuższej przerwy na regenerację. 

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    Americans who receive Social Security benefits got their biggest boost in nearly four decades this year, thanks to soaring inflation: The Cost of Living Adjustment, or COLA, increased
    payments by 5.9% in January 2022, or about $93 a month for the average
    recipient.

    But analysts predict next year's increase will be even bigger for the nearly 70 million Americans who receive
    Social Security. 

    The average beneficiary could see between $120 and $180 more a month in Social Security checks, according to the
    Committee for a Responsible Federal Budget, a nonpartisan think thank. 

    This year's bump raised the average benefit for a retired worker
    to $1,657 per month, according to the Social Security Administration. 

    But the consumer-price index was up 8.6% in May, way ahead of the 5.9% adjustment Social Security added.
    Even if inflation remained stagnant, the COLA for 2023 would be 7.9%, or about $121.



    No one thinks it'll remain flat, though: The CRFB estimates that
    if inflation keeps rising, the next COLA will be 10.8%.
    For the average Social Security beneficiary, that translates to an extra $178 a month and a check for $1,838. 


    When will I know if my Social Security benefits are increasing?

    The Social Security Administration will disclose next year's
    Cost of Living Adjustment in October.

    Beneficiaries should receive letters in December 2022 detailing their new benefit rate for 2023.
    If you miss this letter, you can still verify your
    specific increase online via the My Social Security website.























    Valerie Macon/AFP/Getty Images



    When would the extra money appear in my Social Security check?

    The COLA goes into effect with December benefits, which are paid in January 2023.
     

    Social Security payments are made on Wednesdays, following a rollout schedule based on the beneficiary's birth date: If you were born from the 1st through the 10th of the month, your benefits are paid on the second Wednesday of
    the month and any increase will appear in your Jan.
    11 check.

    If your birthday falls between the 11th and 20th of the month, your checks are paid on the third Wednesday, and you'll see your first COLA increase on your Jan. 18 check.


    Those born between the 21st and the end of the month receive benefits on the fourth Wednesday, which, in 2023,
    is Jan. 25.


    How does the increase in Social Security benefits compare to
    current inflation?




    MORE ON SOCIAL SECURITY





    Social Security Payment Schedule: Here's When You'll Get Your
    Money in June



    Your Social Security Number: How to Know if It's Safe to Share It










    Though this year's 5.9% benefits increase is the highest in 40 years, it didn't keep pace with
    inflation, which rose 6.8% between November 2020 and November 2021.


    A May report from The Senior Citizens League predicts benefits
    could go up by as much as 8.6% in 2023, their biggest increase since 1981. 

    That would be fairly on par with the current 8.3% inflationary rate announced by the Bureau of Labor Statistics on May 11.


    But if inflation continues to trend upward as the year progresses, it could fall
    short again. The CRFB is predicting a cost-of-living increase closer to 10.8%.

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